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Donald H. Neustadt
President and Chief Executive Officer, age 48, has served as President and Chief Executive Officer since October 1994 and as a director of the Company since January 1987. Mr. Neustadt served as the Company's President and Chief Operating Officer from January 1987 to October 1994. From 1972 to January 1987, Mr. Neustadt served in various capacities with Associates Corporation of North America ("Associates NA") and its affiliates, including as President of Associates Financial Express, Inc. ("Associates Financial"), a money order company; as Senior Vice President and Controller of Associates Diversified Services, Inc., which owned a consumer credit card bank, a savings and loan and Associates Financial; as Vice President of Strategic Planning for Associates NA;
and as Controller of Consumer Operations and a systems manager for Associates Financial Services, a consumer finance company.
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Raymond E. McCarty
Senior Vice President - Operations
President - ACE Franchise Group, age 54, has served as Senior Vice-President -- Operations since 1985. From 1982 to 1985, Mr. McCarty served as Division Vice President of Associates NA and was responsible for organizing Associates NA's first home improvement loan portfolio acquisition and for establishing an automobile lending program. From 1963 to 1982, Mr. McCarty served in various capacities with an affiliate of Barclays American Corporation, including as an area director for a seven state region.
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Jay B. Shipowitz
Senior Vice President &Chief Financial Officer, age 34, has served as Senior Vice President and Chief Financial Officer of the Company since May 1997. Mr. Shipowitz served as Senior Vice President and CFO of U.S. Data Corporation from July 1996 to May 1997. From June 1993 to July 1996, Mr. Shipowitz served as Vice President of Finance and Administration and CFO of Westinghouse Security Systems Inc., in Dallas Texas. From 1987 to 1993, Mr. Shipowitz worked at Price Waterhouse in Baltimore, Maryland, in various positions, the last of which he was senior manager. From 1985 to 1987, Mr. Shipowitz worked at KPMG Peat Marwick in Greensboro, NC.
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Raymond C. Hemmig
Chairman of the Board
Retail Restaurant and Growth Capital
(Investment Management)
Dallas, Texas
Elected 1988
Donald H. Neustadt
President and Chief
Executive Officer
Ace Cash Express, Inc.
Irving, Texas
Elected 1987
Howard W. Davis (1)
Independent investor
Dallas, Texas
Elected 1995
Marshall B. Payne (1)
Vice President
Cardinal Investment Company
(Investment Management)
Dallas, Texas
Elected 1987
Edward W. Rose III (2)
President
Cardinal Investment Company
(Investment Management)
Dallas, Texas
Elected 1987
Charles Daniel Yost (2)
President, Chief Operating Officer
NETCOM
(Internet Telecommunications)
Elected 1996
(1) Compensation Committee
(2) Audit Committee
Fred Bartliff
Vice President - ACE Franchise Group
Sherry Detwiler
Vice President of Human Resources
David A. Eckel
Division Vice President
Western United States
Michael Maxwell
Division Vice President
Eastern United States
Eric Norrington
Vice President of Marketing
Susan S. Pressler
Vice President/Controller
James Caulk
Vice President of Operations Support
Wanda Palmer-Strong
Assistant Vice President Cash Management
Anthony Freeman
Hazel McCaddin
Michael R. Harris
Robert A. Kaser
Douglas G. Merrill
Payman Saifi
Ronald J. Schmitt
Raimund Schmidt
Mike Welsh
Pat Uchachote
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