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DEPOSIT RATES
All Rates
Effective As Of 12/16/97
Type
of Account |
Minimum
Amount |
Additions |
Early
Withdrawal Penalties |
Rate |
APY* |
Passbook |
$200.00 |
Anytime |
None |
2.715% |
2.75% |
Christmas
Club |
$10.00 |
Anytime |
$2
Penalty |
2.715% |
2.75% |
91 Day |
$2,000.00 |
At maturity or during 7 day grace
period |
Forfeit 31 days of interest |
4.830% |
4.95% |
6
Months |
$1,500.00 |
5.310% |
5.45% |
1 Year |
$1,000.00 |
Forfeit 90 days of interest |
5.650% |
5.65% |
1 1/2
Year |
$500.00 |
5.640% |
5.80% |
2 Year |
$500.00 |
5.690% |
5.85% |
2 1/2
Year |
$500.00 |
5.780% |
5.95% |
3 1/2
Year |
$500.00 |
Forfeit 180 days of interest |
5.500% |
5.65% |
5 Year |
$500.00 |
5.830% |
6.00% |
Well
Being CD |
$1,000 |
No
penalty if withdrawn for medical reasons |
5.830% |
6.00% |
9 Month
Rising Rate CD |
$1,000 |
NONE |
Forfeit
of 90 days of interest |
5.550% |
5.91% |
3 Year
Certifigift CD |
$3,500 |
Forfeit 180 days interest plus
cost of gift |
5.100% |
5.10% |
5 Year
Certifigift CD |
$15,000 |
5.500% |
5.50% |
Home
Saver's CD |
$500.00 |
$25.00 Minimum |
Forfeit
180 days of interest |
5.530% |
5.65%
|
* Annual Percentage Yield |
Fees may reduce earnings. |
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MONEY MARKET
RATES
|
|
|
Rate |
APY* |
Market
Edge |
Tier 1 |
$50,000 and up |
4.410% |
4.50% |
Tier 2 |
$25,000-$49,999 |
3.930% |
4.00% |
Tier 3 |
$2,500-$24,999 |
3.324% |
3.38% |
Tier 4 |
$400-$2,499 |
2.720% |
2.75% |
IMMDA |
Tier 1 |
$2,500 and up |
3.010% |
3.05% |
Tier 2 |
$400-$2,499 |
2.910% |
2.95% |
* Annual Percentage Yield |
Fees may reduce earnings. |
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