Server: Microsoft-IIS/3.0 Date: Thu, 18 Dec 1997 14:15:48 GMT Content-Type: text/html Accept-Ranges: bytes Last-Modified: Tue, 16 Dec 1997 15:21:48 GMT Content-Length: 11917 Harbor Federal Savings Bank | Account Products Harbor Federal Account Products

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When it comes to providing safe, convenient banking, Harbor Federal offers a wide range of banking products with you in mind. Since 1934, Harbor Federal has been expanding its financial product lines to include a variety of checking, savings, and investment opportunities, plus developing new consumer and mortgage loan plans to meet your needs.

Click here for information on Harbor Federal's current rates on all accounts and services including Savings, Checking, CD's and more, or use the navigational menu below to view information on our accounts themselves.


Basic Checking Other Checking Business Accounts Harbor Club
  • Anchor Checking
  • Checking with Interest
  • Business Checking
  • Anchor
  • Anchor 5 for 5
  • Small Business Checking
  • Checking with Interest
  • Suremoney Investment
  • Transmatic Checking
  • Employee Bonus Plan
  • Transmatic with Interest


  • Other Services

  • Savings Accounts
  • Investment Accounts
  • Retirement Accounts
  • Consumer and Mortgage Loans
  • Harbor Federal's New DIAL System

  • Basic Checking Accounts

    Harbor Federal provides a wide range of checking accounts: some accounts include special features such as the initial order of 50 checks free, monthly statement, SWIFT-24 (ATM) card and no monthly service charge for the first 90 days.

    Anchor Checking - non-interest bearing checking account, first 90 days are at no charge, includes monthly statement, initial order of 50 checks at no charge, may receive a SWIFT-24 ATM card and no monthly service charge with a new Harbor Federal mortgage loan.

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    Other Checking Accounts

    Checking With Interest - interest bearing checking account, first 90 days are at no charge, includes monthly statement, initial order of 50 checks at no charge, may receive a SWIFT-24 ATM card and interest is compounded daily and paid monthly on a collected balance of $1,000 or more.

    Anchor 5 for 5 Checking - non-interest bearing account with a flat $5 monthly fee for 5 checks regardless of balance, receive a monthly statement and may receive a SWIFT-24 ATM card.

    Suremoney Investment - interest bearing tiered checking account, interest compounded daily and paid monthly on a collected balance of $1,000 or more, receive a monthly statement and may receive a SWIFT-24 ATM card.

    Employee Bonus Plan - non-interest bearing checking account for individuals employed by a company with 25 employees or more. No minimum balance required to open the account, direct deposit of payroll check, receive a monthly statement, initial order of 50 checks at no charge, no monthly service charge and may receive a SWIFT-24 ATM card.

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    Business Accounts

    Business Checking - non-interest bearing checking account, monthly statement provided, merchant deposits and TT&L payments are accepted, night drop facilities may be used where available, food stamps accepted.

    Small Business Checking - non-interest bearing checking account, no service fee for the first 90 days, monthly statement, merchant deposits accepted, TT&L payments accepted and night drop facilities may be used where available, food stamps accepted.

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    Harbor Club Accounts

    Harbor Club Anchor Checking - non-interest bearing checking account for the 55 years young and over, receive a monthly statement, Harbor Club checks and reorders of 200 checks at no charge, overdraft protection available at no charge, incoming wire transfers at no charge, no-fee travelers checks and much more.

    Harbor Club Checking With Interest - interest bearing checking account for the 55 years young and over, receive a monthly statement, Harbor Club checks and reorders of 200 checks at no charge, overdraft protection available at no charge, incoming wire transfers at no charge, no-fee travelers checks and more.

    Harbor Club Transmatic Anchor Checking - non-interest bearing checking account, no age requirement, must have a current Harbor Federal mortgage loan and sign up for transmatic payments, receive a monthly statement, Harbor Club checks and reorders of 200 at no charge, no-fee travelers checks, Harbor Federal bank checks at no charge and more.

    Harbor Club Transmatic Checking With Interest - interest bearing checking account, no age requirement, must have a current Harbor Federal mortgage loan and sign up for transmatic payments, receive a monthly statement, Harbor Club checks and reorders of 200 at no charge, no-fee travelers checks, Harbor Federal bank checks at no charge and more.

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    Other Services

    Harbor Federal offers direct deposit, overdraft protection, wire transfers, night depositories, notary services, and access to a nationwide Automatic Teller Machine (ATM) network HONOR/CIRRUS. Harbor's deposit accounts are insured by the Savings Association Insurance Fund (SAIF) which is backed by the Federal Deposit Insurance Corporation (FDIC).

    Savings Accounts

    Statement Savings offers a detailed monthly statement itemizing your interest and account transactions.

    Passbook Savings requires you to have your interest, deposit entries and withdrawals recorded in your passbook at one of our branch locations.

    Minor's Savings offers a detailed monthly statement for 18 year olds or younger and can be a passbook or statement account.

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    Investment Accounts

    Harbor Federal offers a complete line of Certificates of Deposit. Interest is compounded daily and paid to the account either monthly, quarterly or at maturity. Harbor Federal has terms ranging from 91 days to 7 years.

    Jumbo Certificates earn simples interest and range in term from 120 days to 365 days.

    Rates are posted weekly and are fixed for the term of the CD. Current interest rates are subject to change weekly. Additional fees may apply for special services on all accounts. Please click here for current rates or contact a branch office for more information.

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    Retirement Accounts

    Harbor Federal offers various Individual Retirement Accounts (IRA) or Self-Employed Pension (SEP) accounts.

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    Consumer Loans

    Harbor Federal assures fast service along with convenient, economical terms for consumer loans. We offer loans for many reasons. Whether you want to purchase a new car, boat, truck, mobile home, need home improvements, or a vacation, we can help you. Contact your closest Harbor Federal office or E-mail us for current rates.

    Mortgage Loans

    Harbor Federal can help you with mortgage loan terms that you can live with now and in the future. Harbor Federal offers fixed, adjustable, a bi-monthly mortgage and a range of interest rates based on the loan term. Click here for your closest Harbor Federal office.

    Interested in building a house? Harbor Federal offers lot purchase and construction/permanent loans so you can do just that. We are the construction loan experts and will be with you from breaking ground to moving in.

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