Server: Netscape-Enterprise/2.01 Date: Thu, 18 Dec 1997 11:03:42 GMT Accept-ranges: bytes Last-modified: Fri, 12 Dec 1997 03:57:22 GMT Content-length: 12607 Content-type: text/html Merrill Lynch: Trademark Notices
HomeCopyright Notices

    CBA, CMA, IRRA, RCMA, WCMA, Cash Management Account, and College Builder are registered service marks of Merrill Lynch & Co., Inc.

    Merrill Lynch OnLine, Investor CreditLine, Capital Builder, and Working Capital Management Account are service marks of Merrill Lynch & Co., Inc.

    Adobe and Acrobat are registered trademarks of Adobe Systems Incorporated.

    Business Wire is a registered trademark and service mark of Business Wire.

    Dow Jones Industrial Average is a trademark of Dow Jones Company, Inc.

    IBM is a registered trademark and IBM Global Network is a service mark of International Business Machines Corporation.

    ichat is a trademark of ichat, Inc.

    Infoseek and Quickseek are registered trademarks of Infoseek Corporation.

    ILX is a trademark of Thomson Licensing Corporation.

    Macintosh, Mac and Power Macintosh are registered trademarks of Apple Computer, Inc.

    MEGASOFT is a registered trademark and Web Transporter is a trademark of MEGASOFT Online, Inc.

    Microsoft, Windows and Windows are registered trademarks and Windows NT is a trademark of Microsoft Corporation.

    Multex and MultexNET are trademarks and service marks of Multex Systems, Inc.

    NASDAQ is a trademark of the National Association of Securities Dealers Inc.

    Netscape and Netscape Navigator are trademarks of Netscape Communications Corporation.

    Pentium is a registered trademark of Intel Corporation.

    PRNewswire is a registered trademark of PRNewswire.

    RealAudio is a trademark of Progressive Networks, Inc.

    S&P 500 is a trademark of Standard & Poor's Corporation.

    All other trademarks cited here are the property of their respective owners.



Merrill Lynch OnLine Terms and Conditions - 1/28/97:

    The following terms and conditions govern your use of Merrill Lynch OnLineSM. By accepting and using Merrill Lynch OnLine, you agree to these terms and conditions and they become part of your existing central asset account (CMA, CBA, CMA SubAccount, WCMA, RCMA, EAA accounts, etc.) agreement with Merrill Lynch, which otherwise remains in full force and effect.

Vendor Licenses and Internet Access Services

    Merrill Lynch OnLine is delivered by means of software and Internet access services made available to you by Merrill Lynch from unaffiliated vendors, including the International Business Machines Corporation, Netscape Communications Corporation, Adobe Systems Incorporated, MEGASOFT, Progressive Networks, and other vendor companies that may be added to Merrill Lynch OnLine in the future. By accepting and using such software and Internet access services, you agree to non-exclusive, non-transferable software licenses and service agreements which will appear on screen when you install or sign on to Merrill Lynch OnLine and/or are included with software diskettes you receive. You acknowledge that the software provided to you may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. No amendment, change or waiver of any such licenses and agreements, or of these Merrill Lynch OnLine terms and conditions, by any Merrill Lynch employee or representative is either authorized or permitted. Merrill Lynch bears no responsibility for your use of any third party vendor's software or services.

Account Data Access

    Merrill Lynch OnLine permits you to view account data for your primary Merrill Lynch central asset account (e.g., your CMA account) and any other accounts that are linked to such primary account for account statement mailing purposes. By accepting and using Merrill Lynch OnLine, you represent on a continuing basis that you are authorized to have viewing access to any account for which you and other linked account parties have requested linking of account statements. Merrill Lynch will provide you with a User ID and password when you enroll to ensure the security of your account data and that of any other linked account parties, which you agree to safeguard. Merrill Lynch shall not be responsible for any breach of security caused by your failure to maintain the confidentiality of your User ID and password. All account data is provided as a convenience and for your information, but it is not the official record of your account activity with Merrill Lynch; your Merrill Lynch account statement remains such official record. Account data provided through Merrill Lynch OnLine is generally updated as of the prior business day's close of business, but is subject to adjustment and correction; therefore, it should not be relied upon for taking any action without first confirming its accuracy and completeness with your Financial Consultant or Client Service Representative (for EAA accounts only). Merrill Lynch will not be responsible for any loss or damage that could result from your taking any such action if you do not first contact your Financial Consultant or Client Service Representative (for EAA accounts only) to confirm the accuracy and completeness of your account data.

Quotes, News, and Research

    Quotes, news and research data provided on Merrill Lynch OnLine are obtained from sources we believe to be reliable, but we cannot guarantee the accuracy, timeliness or completeness of such information for any particular purpose. Such information and any Merrill Lynch Research opinions provided do not constitute investment advice, or a solicitation by Merrill Lynch for the purchase or sale of any securities or commodities, or a representation that any securities or commodities are suitable for you. You should always contact your Financial Consultant or Client Service Representative (for EAA accounts only) before deciding to act upon any information you obtain through Merrill Lynch OnLine. If you download any information from Merrill Lynch OnLine for your personal reference, you agree that you will not remove or obscure any copyright or other notices contained in any such information. Except as provided in the preceding sentence, you agree not to reproduce, modify, sell, distribute, broadcast, publish or use for any commercial or unlawful purpose any quotes, news, research or other information you receive through Merrill Lynch OnLine.

E-Mail

    E-mail is provided to you through Merrill Lynch OnLine only as a convenience and to enhance communications between you and your Financial Consultant or Client Service Representative (for EAA accounts only). Because of the current limitations on Internet e-mail (such as reliability of delivery, timeliness, security, etc.), you agree that you will not use e-mail to request, authorize or effect the purchase or sale of any securities or commodities, to send funds transfers instructions, or for any other financial transactions that require real-time communication or more formal written authorization in accordance with applicable law or Merrill Lynch policies. Any such requests, orders, or instructions that you send in contravention of the foregoing agreement will not be accepted and will not be processed by Merrill Lynch. Merrill Lynch will not be responsible for any loss or damage that could result from your requests, orders or instructions not being accepted or processed in accordance with the preceding sentence.

    Due to security concerns, you should not send any personal or identifying information, such as account numbers, Visa numbers, Social Security numbers, passwords, etc. via e-mail. Merrill Lynch will not be responsible for any loss or damage that could result from interception by third parties of any information you send via e-mail. All e-mail messages sent by you to your Financial Consultant or Client Service Representative or to you from your Financial Consultant or Client Service Representative will be recorded and archived and are available for review by Merrill Lynch's managers and compliance personnel as well as by Merrill Lynch's regulatory examiners.


Disclaimer of Warranty and Limitation of Liability:

    Merrill Lynch does not warrant Merrill Lynch OnLine for any particular purpose. Neither Merrill Lynch, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you or any of your linked account parties incur in the event of any failure or interruption of Merrill Lynch OnLine, or resulting from the act or omission of any other party involved in making Merrill Lynch OnLine available to you, or from any other cause relating to your access to or use of Merrill Lynch OnLine, whether or not the circumstances giving rise to such cause may have been within the control of Merrill Lynch or of any vendor providing software or services support for Merrill Lynch OnLine. In no event will Merrill Lynch or any such parties be liable to you for any special, indirect, consequential or incidental damages even if Merrill Lynch or any other party have been advised of the possibility thereof.

    Note: Merrill Lynch's Electronic Bill Payment (EBP) Service is governed by separate Terms and Conditions which are included in the EBP service enrollment materials, and are not governed by the above Merrill Lynch OnLine Terms and Conditions.

© Copyright 1997. Merrill Lynch, Pierce, Fenner & Smith Incorporated. All rights reserved. Member, Securities Investor Protection Corporation (SIPC).